Recent on-chain data reveals that large holders of Chainlink (LINK) have sold over 170 million tokens in just three weeks — a clear signal that confidence in the short-term outlook is fading. As whale wallets offload their positions and LINK continues to slide, the question now is where that capital is going. A growing number of traders believe it’s being redirected into promising small-cap projects, with Mutuum Finance (MUTM) emerging as a top contender.
The shift in sentiment around Chainlink isn’t surprising. Despite being one of the more established names in decentralized infrastructure, the token has dropped over 17% since late March. Volume is drying up, and LINK has struggled to push through key resistance levels. Even with recent integration headlines, like its addition to PayPal’s crypto services, price action remains weak. The sell-off by whales adds further pressure, especially at a time when the broader market is still reacting to macro factors like new tariffs and Fed policy uncertainty.
Mutuum Finance (MUTM)
This environment is pushing capital into more agile, utility-focused projects. Investors are searching for tokens with a clearer upside, and in that search, Mutuum Finance is gaining serious traction. Still in presale and priced at $0.025, MUTM is attracting attention not just for its low entry point, but for what the platform is building under the surface.
Mutuum Finance is a decentralized protocol built for lending and borrowing without custodial control. It allows users to deposit crypto assets into smart contract-based pools to earn passive yield, while borrowers can access those assets through overcollateralized loans. This model ensures users retain full ownership of their tokens while gaining liquidity when needed — a valuable feature, especially during volatile periods.
A key element that’s caught the attention of early backers is the protocol’s mtToken system. Each deposit on the platform is matched by an equivalent issuance of mtTokens to the user. These tokens represent the value of the deposit plus accrued interest and can be transferred or traded across compatible DeFi platforms. It’s a clean, efficient mechanism that keeps capital productive while maintaining user control.
Another driver behind the growing interest is Mutuum’s upcoming overcollateralized stablecoin, which will be pegged to the U.S. dollar and backed entirely by assets within the protocol. Unlike centralized stablecoins or undercollateralized models, this approach introduces more transparency and reliability — two traits the DeFi space increasingly values. Because interest from stablecoin loans is directed back into Mutuum’s treasury, the system creates a self-sustaining loop that supports platform growth and adds buy pressure to the native MUTM token.
The current presale has already brought in over $6.3 million and onboarded more than 8,000 holders, suggesting that investors are not just browsing — they’re buying. With the next price tier set at $0.03, many see this as the last stretch to secure MUTM at a discount before it starts trading on centralized exchanges.
This isn’t just about hype. Traders looking to exit large caps like LINK are searching for projects with more than just a roadmap — they want working mechanics, real token utility, and clear demand drivers. Mutuum checks all three boxes. The platform’s beta is already in development, and its focus on yield, stable liquidity, and long-term value generation has positioned it as a serious contender in the DeFi space.
If current momentum continues, MUTM is likely to see a listing on major exchanges shortly after the presale wraps up. That transition tends to bring an influx of new buyers and, historically, pushes prices significantly higher. For investors moving out of slower-moving assets like LINK, this rotation into Mutuum isn’t just a hedge — it’s a recalibration toward growth.
For more information about Mutuum Finance (MUTM) visit the links below:
Post Views: 16
