Versan Aljarrah, CEO of Black Swan Capitalist, has boldly asserted that global financial institutions have already determined the “true” price of XRP long before retail traders could influence the market.
Aljarrah draws a parallel between the price discovery process of traditional stocks and the way XRP’s value is being shaped. In financial markets, large institutions such as hedge funds and banks determine a company’s stock price before it goes public through a pre-IPO phase. Aljarrah argues that XRP is undergoing a similar process but on a much larger scale.
According to Aljarrah, XRP’s price has been quietly set through private negotiations between central banks, large financial entities, and stakeholders like JP Morgan, BlackRock, and the Bank for International Settlements (BIS).
He speculated that these major players have already agreed on the value of XRP as a bridge currency for global financial transactions. According to him, it is to ensure that it plays a pivotal role in cross-border payments and blockchain interoperability.
XRP Is Already Integrated Into Global Financial Systems
Furthermore, Aljarrah argued that XRP’s role in the global financial ecosystem is more than speculative. He claimed that numerous central banks and financial institutions have already adopted it.
Aljarrah highlighted XRP’s integration into financial systems worldwide, including smaller economies such as Barbados and various Caribbean nations. According to him, this widespread adoption signifies that XRP’s price is driven not by retail market forces but by existing institutional agreements.
In his view, as XRP gains adoption in settlement transactions, its value responds to the demands and agreements of these powerful global entities. The author claims that, much like the pre-IPO phase of a public company, XRP’s actual utility price has been negotiated behind the scenes and will likely differ from what retail traders see on the open market.
Retail Price Action Is Irrelevant
One of the critical points Aljarrah makes is that the retail price of XRP is largely irrelevant in the context of global finance. He claimed that while the price of XRP might fluctuate due to speculation, the actual price that global financial institutions are willing to pay is much higher.
Meanwhile, Aljarrah suggests that XRP’s price will eventually reflect its true value as a bridge asset in the global economy. The retail market’s price may appear low, but institutional agreements are already setting a much higher price behind the scenes.
Aljarrah hints that the actual price of XRP could be far higher than its current market value, with projections suggesting the price may reach three to four digits in the future.
This potential surge is based on the demand for XRP as a settlement medium in multi-trillion-dollar financial transactions. For XRP to serve this market, its price must be high enough to support large-scale financial flows.
Why Pay Higher for XRP?
Notably, this hypothetical suggestion by Aljarrah means that while XRP trades at $2 today, its price behind the scenes could be between $100 and $1,000.
Meanwhile, critics have challenged this perspective. Community figure Tank Sinatra questioned why any bank or anyone would agree to pay a higher price than the current market value for anything, let alone XRP.
Why would any bank, or anybody for that matter, agree to pay a higher price than current market value for anything? Let alone XRP.
— Tank.Sinatra (@GeorgeResch) March 30, 2025
DisClamier: This content is informational and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not reflect The Crypto Basic opinion. Readers are encouraged to do thorough research before making any investment decisions. The Crypto Basic is not responsible for any financial losses.
