First Merchants Corporation (NASDAQ:FRME) Q1 2025 Results Conference Call April 24, 2025 11:30 AM ET
Company Participants
Mark Hardwick – Chief Executive Officer
Michael Stewart – President
Michele Kawiecki – Chief Financial Officer
John Martin – Chief Credit Officer
Conference Call Participants
Daniel Tamayo – Raymond James
Terry McEvoy – Stephens
Damon DelMonte – KBW
Nathan Race – Piper Sandler
Brian Martin – Janney Montgomery Scott
Operator
Thank you for standing by and welcome to the First Merchants Corporation’s First Quarter 2025 Earnings Conference Call. Before we begin, management would like to remind you that, today’s call contains forward-looking statements with respect to the future performance of financial condition of First Merchants Corporation that involve risks and uncertainties. Further information is contained within the press release, which we encourage you to review. Additionally, management may refer to non-GAAP measures, which are intended to supplement, but not substitute for the most directly comparable GAAP measures.
The press release available on the website contains financial and other quantitative information to be discussed today as well as a reconciliation of GAAP to non-GAAP measures. As a reminder, today’s call is being recorded.
And now turn the conference to Mr. Mark Hardwick, CEO. Mr. Hardwick, you may begin.
Mark Hardwick
Good morning, and welcome to the First Merchants first quarter 2025 conference call. Thanks for the introduction and for covering the forward-looking statement on Page 2. We released our earnings today at approximately 8:00 AM Eastern Time. You can access today’s slides by following the link on the third page of our earnings release.
On page three of our slides, you will see today’s presenters and our bios including President, Mike Stewart; Chief Credit Officer, John Martin; and Chief Financial Officer, Michele Kawiecki.
Slide 4 has a map with all 111 banking centers, some Q1
