Three-quarters of over 50s say risk is key when deciding what to do with their pension pot ahead of retirement, according to new research. How do the experts recommend positioning your portfolio in mid-life to manage market ups and downs?
Recent volatility driven by the prospect of global trade wars has highlighted how unpredictable financial markets can be when uncertainty abounds. For over 50s – with less time to recoup losses from invested pension pots – the consequences are particularly significant.
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Should I de-risk my pension portfolio in my 50s?
How can I balance investment risk with gains?
How should I invest my pension in my 50s?
Asset type |
Balanced allocation (risk strategy four) |
Medium risk growth allocation (risk strategy five) |
---|---|---|
Equities |
55% |
67% |
Fixed income |
36% |
27% |
Alternatives |
7% |
5% |
Cash |
2% |
1% |
Total |
100% |
100% |